Debit Cards in Nepal Which Is The Best

Debit Cards In Nepal
Debit Cards In Nepal

Debit Cards In Nepal: If you are going to open a new bank account here in Nepal, first you have to know how you can withdraw your money. Basically, there are two options one is checkbook & another is debit cards. A checkbook is a good option with some limitations & restriction.  First one is you have to fill all the credentials correctly without a single mistake the second one is the most important, the signature should match perfectly. You have to visit the bank in office hours with your identity proof is the amount is higher. This is the traditional way of withdrawal used by the most citizen of our country.

But now the time has been changed became faster & smarter. Now a day’s most of the account holder started using debit cards. The most famous cards are available in VISA, MASTERCARD & SCT just remember this is just a brand/company which provide the cards & services. Now don’t waste your time coming to the points which are the best debit cards in Nepal?

Best Visa Debit Card in Nepal by Transaction Fee

If you are a regular user of the debit card then it’s better to use NMB bank’s delight visa debit card. This NMB card is free of transaction charge while using any ATMs in Nepal. Also this NMB card is charging less fee while withdrawal in India which is around Rs 150 Nepalese rupees only. This card cost you annually Rs 500 Nepalese rupees.

The second option is SANIMA visa debit card which is also free of charge while using in major banks of Nepal. There are more than 20 major banks which will not charge any fee, the member banks are listed below. This card cost you annually Rs 250 Nepalese rupees only. At first they charged 750 for three years compulsory.

The third option is NIC Asia debit card, this card is also free of transaction charge to any ATMs of Nepal. To use this no transaction charge benefits you must have or you have to change your account type to “New Premium Sammunati Bachat Khata” in NIC Asia bank by contacting your nearest branch. This card also cost you annually Rs 350 Nepalese rupees only.

Master Card & Other Brand Cards

Debit Cards In Nepal: If you are searching for master card there is one option which is Himalayan Bank Ltd. Himalayan bank is providing as well visa card, master card, SCT card, UnionPay & American express. it’s only one bank of Nepal which is offering these all brand debit, credit & prepaid cards.


NMB debit card is best because its support almost all of ATMs in Nepal.

NIC Asia debit card is also good option but its support minimum number of ATMs of Nepal.

SANIMA debit card is good its support maximum number of ATMs in Nepal but it will charge if you use non member banks of sanima bank.

*Members of Sanima (only three free transections for each month)
1 Rastriya Banijya Bank Limited
2 Global IME Bank Limited
3 Kumari Bank Limited
4 Nepal Investment Bank
5 NCC Bank Limited
6 Century Commercial Bank Limited
7 Mega Bank Nepal Limited
8 Mahalaxmi Bikas Bank Ltd (Former – Yeti Development Bank Limited)
9 Tourism Development Bank Limited
10 United Finance Limited.
11 Muktinath Development Bank Limited.
12 Garima Bikash Bank Limited.
13 Kamana Sewa Bikas Bank Limited (Former – Sewa Bikas Bank)
14 Synergy Finance Limited
15 Mission Development Bank Limited
16 Nepal Industrial Development Corporation Limited
17 Civil Bank Limited
18 Tinau Bikash Bank Limited
19 Guheshwori Merchant Banking and Finance Limited
20 Lumbini Bikas Bank Limited (Former – Vibor Society Development Bank Limited)

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